The National Association of Agricultural Contractors (NAAC) has joined with Towergate Farm Insurance to launch a new insurance policy aimed at farm contractors.
Exclusively available for NAAC members, the new Towergate policy will give contractors access to policy extensions such as loss of yield, subsidy payment due to an unintended breach of a customer’s scheme and environmental impairment liability cover.
Commenting Jill Hewitt, NAAC chief executive said: “We are delighted to be working with Towergate to offer members an exclusive policy, and a dedicated point of contact when getting insurance quotes. It is vital that contractors are comprehensively covered to ensure they are protected when working on a customer’s land. Even if offering services on a neighbour’s farm, contracting insurance is vital to protect all parties.
“Mistakes and accidents do happen,” added Ms Hewitt. “But what starts out as a favour can quickly deteriorate. For example, it only needs a sprayer boom to not function correctly, and the damage is done. We recommend getting quotes to ensure a competitive premium from a company that has all the small print covered.”
Towergate are brokers with over 50 years of experience dealing with the agricultural industry, with access to a wide variety of other insurance policies so can help contractors find the right cover.
It is also the largest agricultural insurance broker in the UK, whilst also providing a dedicated contact for NAAC members. Lead account executive, Naomi Pine, is our dedicated contact for the NAAC Scheme and is well placed to help NAAC contractors, as a dairy farmer’s daughter who has specialised in agricultural-related insurances since 2001 and has working knowledge of agricultural contracting.
“The breadth of services available to Towergate allows us to identify and advise on the risks posed to the sector,” said Ms Pine. “Ensuring we can find appropriate, competitive insurance solutions to protect NAAC contractors across their businesses.”